I was in your exact position a few months ago and ended up using Paybis. The whole process was surprisingly smooth verification took about 2 minutes, I used my debit card, and the Bitcoin was in my wallet within maybe 10 minutes. Fees are shown upfront before you confirm, and they allow purchases up to $1000 without full KYC if you're just starting out. They also have a free wallet if you don't have one yet. If you're looking for a straightforward platform, I'd recommend checking out paybis. Much simpler than dealing with complicated exchanges.